Business Finance

Business Loans
Business people need straight forward, uncomplicated products that are easy to use and let them get on with running their business. We are committed to providing businesses with professional, no nonsense solutions to handle their finances. From traditional term loans to revolving lines of credit to smooth out any income fluctuations, we have a variety of products with flexible terms to help meet your financial needs.

Franchise Finance
Obtaining finance for buying a franchise may be difficult as many lenders hesitate to fund new franchises. At AGM Williams & Co our consultants are experienced in securing franchise funding. We have strong business relationships with a number of financial institutions and banks that can help make your investment happen. Our consultants understand what lenders are looking for, they know how to present your loan application in
order to maximise your chances of getting approval.

Cashflow & Debtor Funding
Business Cashflow Finance is a financial service designed to improve the Cashflow of your business. It releases cash, which is owed to you on unpaid invoices and maintains a full Sales Ledger for your business. It is designed to assist companies of almost any size who sell to other strong and established businesses on credit terms. It is also well suited to most industries with the exception of those where progress claims and retentions are usual e.g. construction industry. Cashflow Finance is not just an alternative to bank overdraft facilities. It's a better solution.

WorkCover & Insurance Premium Funding
When business expenses are paid at regular monthly intervals, it's a lot easier to maintain a positive Cashflow. However, when it comes to paying your WorkCover or Insurance premium, many insurance companies expect a lump sum payment. This can have a significant impact on your Cashflow. You now have the opportunity to finance your insurance premium through AGM Williams & Co. over a choice of 6 to 12 monthly installments.

Low Doc Loans
Low doc loans are suitable for self employed, contractor or small business borrowers who are borrowing predominantly (over 50% of borrowing) for business or investment purposes and owner occupier situations. As the name suggests, documentation required to support the application is reduced. No evidence of income other than the declaration of income by the borrower in the application form is required.

Private Funded Loans
The emphasis of private funded loans is predominantly on the worth of the security and not the applicant. Monies are therefore able to be advanced to people who feel they can afford repayments but cannot prove serviceability.

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For further assistance, please don't hesitate to contact us.