Cash Flow & Debtor Funding Finance

Debtor Finance (also known as Cashflow Finance, Invoice Discounting and Invoice Factoring) comes in many different variants. All have one basic feature, which is that funds are advanced to a certain percentage (usually 80% - 90%) against debts owed to a business for goods or services supplied on credit to other businesses.

For example:
Business sells book debts to Debtor Finance provider on a continuing basis
Up to 80% of debt paid within 24 hurs
Balance (20%) of debt paid when debtor pays
Recourse after 90/120 days
Creates a flexible Line of Credit & grows with business.

As the sales of your business grow this Cashflow Finance facility automatically increases as well, providing the business with cash to meet increasing financial demands that success can place on you. Your borrowing ability is determined by the level of your accounts receivable not the value of your Bricks and Mortar. Cashflow Finance is not just an alternative to bank overdraft facilities. It's a better solution

Benefits of Debtor Finance
The biggest benefit of Debtor Finance is that it accelerates cashflow. Normally the money it costs to produce a good or provide a service is tied up in debtors and is not available for the business to use until payment has been received. Through Debtor Finance, cash becomes available well before the debtor actually pays. The extra cash has traditionally been used to purchase more stock, hire more staff or advertise to grow the business, but it can be used for any purpose the business wishes.

Other facilities available to you include:

• Franchise Finance
• Insurance Premium Funding
• Low Doc Loans
• Private Funded Loans
• WorkCover Premium Funding
• Business Loans
• Cash Flow & Debtor Funding Finance
• Cash Flow & Debtor Funding Finance FAQs

For further assistance, please don't hesitate to contact us.