Business people need straight forward, uncomplicated products that are easy to use and let them get on with running their business. We are committed to providing businesses with professional, no nonsense solutions to handle their finances. From traditional term loans to revolving lines of credit to smooth out any income fluctuations, we have a variety of products with flexible terms to help meet your financial needs.

Business Cashflow Finance is a financial service designed to improve the Cashflow of your business. It releases cash, which is owed to you on unpaid invoices and maintains a full Sales Ledger for your business. It is designed to assist companies of almost any size who sell to other strong and established businesses on credit terms. It is also well suited to most industries with the exception of those where progress claims and retentions are usual e.g. construction industry. Cashflow Finance is not just an alternative to bank overdraft facilities. It's a better solution.

When business expenses are paid at regular monthly intervals, it’s a lot easier to maintain a positive Cashflow. However, when it comes to paying your WorkCover or Insurance premium, many insurance companies expect a lump sum payment. This can have a significant impact on your Cashflow. You now have the opportunity to finance your insurance premium through AGM Williams & Co. over a choice of 6 to 12 monthly installments.

The emphasis of private funded loans is predominantly on the worth of the security and not the applicant. Monies are therefore able to be advanced to people who feel they can afford repayments but cannot prove serviceability.